Home / Loan options
Types of home loans and mortgage options.
From the loan almost everyone uses to the ones written for a situation the usual rules do not describe. Not sure which is yours? That is the normal starting point.
Loan options
Find the loan that fits your situation.
Conventional
The most common loan
FHA
First-time buyers
VA
Veterans and active duty
USDA
Rural and small-town
Physician
Doctors and dentists
Jumbo
Above the conforming limit
Down payment assistance
Help with the down payment
Bank statement
Self-employed income
DSCR
Investment property
Renovation
Buy it and fix it
HELOC
Borrow against your equity
Reverse and HECM
Homeowners 62 and older
Non-QM
Outside agency guidelines
Construction
Build from the ground up
Fix and flip
Short-term investor financing
All loan options
See the full range
Mortgage options for just about every situation
From traditional home loans to more specialized programs, this is the full range of financing options we offer. If your situation doesn’t fit the usual box, there’s a good chance we have an option worth exploring.
Buying a home
Conventional · FHA · VA · USDA · Jumbo · Down payment assistance · Rate buydowns · Piggyback · Two to four units
When your income does not fit a W-2
Bank statement and 1099 · Asset depletion · Non-QM · Non-QM jumbo · Physician and dentist · ITIN · Foreign national
When the property is the complication
Renovation · Construction and builder construction · Manufactured housing · Non-warrantable condo · Condotel · Multifamily, five units and up · Land and lot loans · Farm and hobby farm · Unusual and one-of-a-kind property
Investors
DSCR · Fix and flip · Interest only · Bridge · Multifamily · Transactional funding
Already own a home
Refinance · Cash-out refinance · HELOC and second mortgages · What is my home worth · Reverse mortgage and HECM
Program availability varies by state and by property. A licensed loan officer will confirm what is available for your situation.
Find out what you qualify for.
A licensed loan officer reviews what you send and tells you where you stand, in writing. No cost, and no obligation to go further.