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What our advertising does and does not promise.

Plain language, because the point of a disclosure is that you understand it.

Nothing on this site is an offer of credit

This website is advertising. It is not a commitment to lend, and nothing on it approves you for anything. All loans are subject to credit approval, income and asset verification, and a satisfactory appraisal of the property. Programs, rates, terms and conditions change without notice, and not every applicant will qualify.

Our calculators are estimates

Every figure a calculator on this site produces is an estimate built from the numbers you typed in. It is not a quote, it is not personalized to your credit, and it should not be relied on for a purchase decision. The document that actually states your rate, payment and costs is the Loan Estimate, which we are required to give you in writing after you apply.

Reviews and testimonials

Review counts and star ratings shown on this site are drawn from our public Google Business Profiles and reflect what those profiles showed when the page was last updated. They are displayed for context. They are not a prediction of your own experience, and we do not filter, gate or selectively solicit them.

Equal housing

We are an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, age, or because all or part of your income comes from a public assistance program.

Who we are

CME Lending Group LLC, doing business as The Mortgage Exchange, NMLS #1248883. In Indiana, The Mortgage Exchange, LLC. Corporate address 890 E Sidewalk Rd, Chesterton, IN 46304. Verify our licenses at NMLS Consumer Access, or see the full licensing table.

Find out what you qualify for.

A licensed loan officer reviews what you send and tells you where you stand, in writing. No cost, and no obligation to go further.