Home / Where we lend / Texas
Mortgage lender in Texas.
The Mortgage Exchange, licensed in Texas as a mortgage company by the Department of Savings and Mortgage Lending.
Our license in Texas
Check us before you call.
Every mortgage company advertising in this state has to be licensed, and every license is public. Ours is here. You can verify it yourself at NMLS Consumer Access in under a minute — and you should, for us and for anyone else you are talking to.
Texas requires a specific consumer complaint and recovery fund notice on every website of a licensed mortgage company. Ours is published in full at the Texas Consumer Complaint and Recovery Fund Notice, and it tells you exactly how to file a complaint with the Department of Savings and Mortgage Lending.
We do not have a staffed office in Texas and we will not pretend otherwise. The officers licensed in Texas work your file by phone, email and your online hub.
Legal entityCME Lending Group LLC
Trading asThe Mortgage Exchange
RegulatorTexas Department of Savings and Mortgage Lending
License typeMortgage Company License
License numberRecorded under NMLS ID 1248883
Company NMLS1248883
VerifyNMLS Consumer Access
What we place here
The full range, for buying and for refinancing: conventional, FHA, VA, USDA, jumbo, physician, down payment assistance, bank statement, non-QM, DSCR and renovation loans.
Beyond those, the full range includes construction, manufactured housing, non-warrantable condos, ITIN, foreign national, bridge, HELOCs and reverse mortgages. If your situation is unusual, it is worth asking. See every loan option.
Help with the down payment
Most buyers who think they cannot afford a house can afford the monthly payment. What they do not have is the cash sitting in an account. Two routes run in parallel: your state’s housing finance agency runs assistance programs that are income-capped and change from year to year, and the Chenoa Fund, which is not income-capped and works in every state we lend in. Which one fits usually turns on income rather than credit. Both are covered here.
Who you will actually work with
A named, licensed loan officer — not a queue. You get their direct line and their email from the first conversation through to the closing table, and their NMLS number is on their profile so you can check them before you call rather than after. Find a loan officer.
Loan officers licensed in Texas
Every officer below holds an active Texas mortgage loan originator license, working under company NMLS #1248883. Search by name, office or NMLS number.
No officer matches that search. Try a surname, an office or an NMLS number.
Find out what you qualify for.
A licensed loan officer reviews what you send and tells you where you stand, in writing. No cost, and no obligation to go further.