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Mortgage lender in Southaven, Mississippi.

On Getwell Road, serving DeSoto County and the greater Memphis market on both sides of the state line.

The DeSoto County office.

Southaven sits directly on the Tennessee line, and DeSoto County is where a large share of the Memphis metro moves when it wants lower taxes and newer housing. Olive Branch, Hernando and Horn Lake are all inside this office’s daily range.

A cross-border file is routine here rather than unusual. We are licensed in Mississippi and Tennessee, so a buyer who starts looking in Memphis and ends up in DeSoto County does not have to change lenders halfway through.

Much of the land south and east of the county sits inside USDA eligible boundaries. Worth checking the address.

Address6080 Getwell Rd, Southaven, MS 38672

Phone662-890-3000

CountyDeSoto County, Mississippi

Also trading asDesoto Home Mortgage

Company NMLS1248883

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What we place here

The full range, for buying and for refinancing: conventional, FHA, VA, USDA, jumbo, physician, down payment assistance, bank statement, non-QM, DSCR and renovation loans.

Beyond those, the full range includes construction, manufactured housing, non-warrantable condos, ITIN, foreign national, bridge, HELOCs and reverse mortgages. If your situation is unusual, it is worth asking. See every loan option.

Help with the down payment

Most buyers who think they cannot afford a house can afford the monthly payment. What they do not have is the cash sitting in an account. Two routes run in parallel: your state’s housing finance agency runs assistance programs that are income-capped and change from year to year, and the Chenoa Fund, which is not income-capped and works in every state we lend in. Which one fits usually turns on income rather than credit. Both are covered here.

Who you will actually work with

A named, licensed loan officer — not a queue. You get their direct line and their email from the first conversation through to the closing table, and their NMLS number is on their profile so you can check them before you call rather than after. Find a loan officer.

Find out what you qualify for.

A licensed loan officer reviews what you send and tells you where you stand, in writing. No cost, and no obligation to go further.