Licensed State: Illinois

  • Bill McCracken

    Bill McCracken

    About Bill

    Bill grew up in Tinley Park, Illinois and lives in Dyer, Indiana. He works in conventional, FHA, VA, USDA and DSCR loans.

    The files he is best on are the ones that hit a roadblock somewhere: complicated income, credit that needs work, an underwriter asking for something nobody expected. He explains the costs at the start rather than at the end, tells you what is happening and why as it happens, and stays with the file through underwriting instead of handing it off. He does not give up on a difficult one.

    Most of his first conversations are the same three questions. How much can I afford, how much do I need down, can I qualify at all. He will answer all three on the first call.

  • Gilbert Martinez

    Gilbert Martinez

    About Gilbert

    Gilbert Martinez has been a Mortgage Loan Officer for 18 years, licensed in Illinois and Indiana. He has counseled thousands of families on how to purchase and refinance their homes. Most of his business comes from repeat clients, client referrals, and realtor referrals. Now, more than ever, you need a family-oriented mortgage specialist who will work in your best interest when making one of your life's most significant decisions. Gilbert's repeat customers say his attention to detail made simple and complex transactions effortless, and they appreciated his honest and straightforward approach. Gilbert will help you discover how your mortgage can be a valuable financial tool to provide your family security and wealth!

  • Jeffrey Markovich

    About Jeffrey

    Jeffrey has been in mortgages for twenty-eight years. Before that he spent eleven years as an insurance representative for Prudential.

    He works in Indiana and Illinois, and most of his volume is conventional, VA and FHA. He works especially well with informed buyers who have done their reading and want a straight conversation about the mechanics rather than a sales pitch.

    Every client asks about rate. His answer is always the same, which is that every situation is different and a long list of factors determines what any individual borrower is offered.

    Jeffrey holds a business marketing degree from Indiana University.

  • Maribel Licea

    Maribel Licea

    About Maribel

    Maribel grew up in Northwest Indiana. She graduated from Bishop Noll Institute and received her Bachelor's in Management Marketing from St. Joseph's College in Rensselaer, Indiana.

    Maribel has over ten years of experience in the mortgage industry and over 25 years of experience running successful businesses. Her goal as a loan officer is to be an educator. She wants everyone to know they can purchase their dream home with hard work and guidance.

    When Maribel isn't working, she loves spending time with her husband, Jose, and their three kids, Luis, Lusia, and Liana.

    Maribel is here to help with all your financial needs and says that the best time to buy a home is now!

  • Daniel Lawton

    Daniel Lawton

    About Daniel

    Daniel wrote his first mortgage in March of 2014. He lives in Will County and serves the southwest suburbs of Chicago along with counties from south of the city to north of it.

    Conventional purchase loans are his highest volume, but a growing share of his work is non-QM for self-employed business owners and investment financing, particularly for buyers moving into short-term rentals.

    His best work is with self-employed borrowers, especially the ones who are stuck at a bank or a standard lender that cannot make the income work. He has rescued more of those files than any other kind.

    On rate, his answer is simple. He does not create the rate environment. His job is to help each client navigate the market and structure the financing around what they need. He will also, given the opening, brag about how fast the in-house team closes.

    Daniel has coached hundreds of kids in his local school district over the past several years. He is part of the Plainfield Lions and belongs to a networking group that gives back to local families and businesses.

  • Daniel LaFave

    Daniel LaFave

    About Daniel

    After serving the Terre Haute area for eleven years as a Police Officer and Detective, Daniel LaFave decided to start a second career as a Mortgage Loan Officer. Daniel has been interested in this field for a while, and with his attention to detail, ability to talk with people, and tenacity, a mortgage loan officer is a perfect fit! Daniel grew up in Terre Haute and has remained in Vigo County. He graduated from Indiana State University. He enjoys traveling with his family and doing home renovation projects around his house in his free time. Daniel is ready to help you with all your mortgage loan and refinance needs and is licensed in Illinois and Indiana.

  • Brian Healy

    Brian Healy

    About Brian

    Brian came into mortgages in 2021 after serving as a Chicago police officer. It is a background that shows in how he works a file: methodically, and without dressing anything up.

    He works Cook and Will counties, with most of his business in Chicago, Oak Lawn and Evergreen Park. Mount Greenwood and Beverly, the 60655 zip code, is his home ground and where the bulk of his transactions have been for the past several years. He writes conventional, FHA and VA loans.

    First-time buyers are where he is most useful, largely because he will take the time to explain how the process actually works rather than assuming you already know. He has also worked with clients whose credit needed improving before they could qualify, and helped them get there.

    The question he hears most is about down payments and what assistance programs exist. He walks through the options attached to each loan type rather than giving one answer that only fits one file.

    Brian has lived in Mount Greenwood his whole life. He and his wife have five children, he helps coach their sports teams, and he is active in the neighborhood he grew up in.

  • Daniel Fowler

    Daniel Fowler

    About Daniel

    Dan and his partner James Metcalf started The Mortgage Exchange in 2014. It has grown into a lender serving borrowers across twenty-two states.

    He has stayed close to the work rather than retreating into the org chart. Dan stands behind his company and his people, and he is reachable on his mobile if something needs solving or someone needs help.