Licensed State: North Carolina

  • Gwen Sanger

    Gwen Sanger

    About Gwen

    Gwen has been originating since 2005. Before that she spent eighteen years with a healthcare insurance company.

    She is licensed in eleven states: Colorado, Kentucky, Ohio, North Carolina, Indiana, Florida, Tennessee, Georgia, Texas, Missouri and Michigan. She has experience across conventional, VA, FHA and home equity lines, and specializes in DSCR investment loans.

    What she enjoys most is the challenged borrower, the person who has already heard no somewhere else or believes their situation is too complicated to solve. She does not judge a file on one piece of the financial picture. She wants the whole story, what got someone where they are and what they are trying to accomplish, and then she will dig through every avenue she can find. Difficult files do not bother her, and giving up while a solution might still exist does.

    The question she hears most is what the best rate is. Her answer is that it depends on what you are trying to accomplish, because the lowest number is not always the best deal once you account for how long you intend to keep the loan and what the structure costs you overall. Once she understands the bigger picture she can lay the options side by side.

    Gwen is a native Coloradan who grew up on a ranch, which is where the appreciation for hard work and treating people right comes from. She has been married to her husband for fifty years. They have one daughter and a Corgi who keeps them entertained. They have served as 4-H leaders, and these days they spend their time with friends, bowling and playing cards.

    She wants borrowers to know she does not take anyone's business for granted. The goal is not just approval. It is earning the trust and staying alongside the client all the way to the closing table.

  • Braydin Mehnert

    Braydin Mehnert

    About Braydin

    Braydin built his foundation at a small community bank, where lending was relationship-driven and every file had a person attached to it. He later helped scale a mortgage startup through a period of rapid growth, which taught him how complex transactions actually get managed at volume rather than in theory.

    Today he works with homeowners and real estate investors, and his focus is deal structure. The files that come to him tend to be the ones that did not fit somewhere else, and structuring those is the part of the job he enjoys most.

    He is licensed across eleven states, which is a wide footprint for one officer and reflects how much of his business travels with the client rather than the market.

  • Kat Miller

    About Kat

    After graduating from the University of Cincinnati, Kat began her career as a loan officer at a local mortgage company. Nearly twenty years later she is licensed in California, Ohio, Kentucky, Indiana, Tennessee, North Carolina, Georgia and Florida, and has been a Presidents Club producer every year since 2008.

    Kat focuses on helping people find the right solution for their home buying or refinancing goals. She works with all the traditional programs, including conventional, FHA, VA, USDA and jumbo, and also specializes in financing for self-employed borrowers, business owners and real estate investors through bank statement, P&L, asset depletion and DSCR programs.

    Borrowers who have been told no elsewhere are often the ones she can help most, whether their tax returns do not reflect what they actually earn or the property did not fit a standard box. A mortgage is the biggest financial decision most people ever make, and she treats it that way.