Licensed State: Michigan

  • Ray Young

    About Ray

    Real estate investing can be rewarding, and financing should not be the thing standing between an investor and the next deal. Raymond has been helping borrowers through the mortgage process since 2012, and his specialty is investors, both first-time and experienced, buying properties they intend to renovate and hold as rentals.

    Investment properties do not always fit neatly inside conventional guidelines. That is why Raymond works heavily in alternative financing, including hard money and Debt Service Coverage Ratio loans, which give investors flexibility on properties that need work or that a traditional program will not touch.

    Whether it is a first investment property, funding for the next renovation, or expanding a portfolio that already exists, he takes a strategy-first approach. He wants to understand the property, the investment plan and the objective before talking about structure, because the financing should be built around the deal rather than the other way around.

    If you have a property in mind, he is the person to talk to about how to finance it.

  • Nisha Yadav

    Nisha Yadav

    About Nisha

    Nisha Yadav has a Master of Business Administration in Finance and a Master's Degree in Chemistry. Nisha now serves as the Director of Operations at The Mortgage Exchange and is a licensed Mortgage Loan Officer in Indiana and Illinois.

  • Kevin White

    Kevin White

    About Kevin

    Kevin White was born and raised in Chicago, IL. He is a local professional and has a vested interest in seeing his community prosper and flourish. Kevin's background for the past 20 years has been working at the Chicago Board of Trade and trading interest rate products, which have helped him succeed in the mortgage industry as a mortgage loan officer. Kevin's market knowledge helps his clients find the loan program that puts their family in a strong position. Kevin prides himself on providing excellent service and smooth transactions for all his clients and business partners.

  • Megan Vondielingen

    Megan Vondielingen

    About Megan

    Megan Vondielingen graduated from Purdue University with a Bachelor's in Psychology. Even though she has been a Mortgage Loan Officer since 2001, she laughs and says she would never have guessed how much her psychology degree has applied to residential lending! Megan is a numbers person and a problem solver, so being a Mortgage Loan Officer is the perfect fit for her! She loves educating her clients through the mortgage loan process and helping them realize how to achieve their goals. When she's not working, Megan loves being with her family. She's a dance and basketball mom who loves traveling and discovering new adventures everywhere!

  • Chris Taube

    Chris Taube

    About Chris

    Chris Taube is a Mortgage Loan Officer who aims to help consumers decide which mortgage loan products best fit their needs and future financial goals. He advises clients on translating their financial picture into meeting mortgage loan guidelines so that loan approval is an attainable goal instead of an impossibility. By aligning with your goals and tailoring the loan process to your needs, Chris can deliver a personalized experience for every residential mortgage loan situation. If you want to purchase or refinance your home loan in Florida, Illinois, Indiana, or Michigan, give Chris a call!

  • Megan Talpas

    Megan Talpas

    About Megan

    Megan Talpas loves being a Mortgage Loan Officer and thoroughly enjoys helping people with their mortgage needs. She knows there are many moving parts to the mortgage process and agrees it can be overwhelming. It's her ultimate goal to make sure everything is moving along and that it's stress-free for her clients. Megan truly believes customer service can make or break an experience; she prides herself on her service and her communication. When she's not working, she enjoys spending time with family and friends, including her husband and mortgage partner Chad, and their two kids.

  • Eric Van Swol

    About Eric

    Eric Van Swol is early in his mortgage career and has the drive to match the ambition. Championship trophies and gold medals do not tend to be handed out in the mortgage industry, but the hunger to compete is there, and it goes into the work he does for prospective and current clients alike.

    He graduated from Hope College with a B.A. in History and Communication, along with Spanish, which he speaks fluently. Forever a Dutchman in more ways than one, he likes sports almost as much as he likes competing and sports metaphors.

    Born and raised in Grand Rapids, he knows the area well and has traveled extensively across Michigan, which in his not-so-humble opinion is comfortably a top five state. Contact him to find out what the rest of the list looks like.

  • Scott Sheets

    About Scott

    Scott spent thirty years in law enforcement before he ever wrote a mortgage. Twenty-seven of those years were in Park Forest, Illinois, and three were with the Lake County Coroner's Office in Indiana. He started originating in April of 2021.

    He works Lake and Porter counties. His volume is an even split between FHA and conventional, and the piece he is known for is down payment assistance. The question he hears most is which DPA program a buyer qualifies for, and his approach is to open the file first and match the borrower to a program once he can actually see the numbers rather than guessing on a phone call.

    Scott was born in Gary and has lived in the region most of his life, with a fifteen-year stretch in Illinois. He has been a volleyball official and coach for thirty years and is a licensed NCAA volleyball official.

    The military and law enforcement background shows up in how he handles a file. He is detail oriented to a degree that borrowers notice, which is generally what you want from the person assembling your loan.

  • Kevin Shea

    Kevin Shea

    About Kevin

    Kevin Shea has been helping his clients through the mortgage loan process for almost ten years. He provides responsive service and walks his clients through the mortgage options open to them. Kevin puts his clients first and will do whatever it takes to ensure their home loan process is positive!

  • Charlie Roberts

    Charlie Roberts

    About Charlie

    Charlie Roberts is a local Mortgage Loan Officer with a proven track record of making tricky mortgages easy. As a native of Northwest Indiana and an active community volunteer, he understands the needs and challenges of his neighbors in Indiana, Michigan, and Illinois. With more than 15 years of financing experience, Charlie finds things other industry professionals may overlook by staying current on the latest mortgage guidelines. Utilizing technology and the newest marketing techniques, he has become a vital resource for homeowners and Realtors alike, allowing him to help hundreds of homeowners purchase and refinance homes.