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Gwen Sanger

About Gwen

Gwen has been originating since 2005. Before that she spent eighteen years with a healthcare insurance company.

She is licensed in eleven states: Colorado, Kentucky, Ohio, North Carolina, Indiana, Florida, Tennessee, Georgia, Texas, Missouri and Michigan. She has experience across conventional, VA, FHA and home equity lines, and specializes in DSCR investment loans.

What she enjoys most is the challenged borrower, the person who has already heard no somewhere else or believes their situation is too complicated to solve. She does not judge a file on one piece of the financial picture. She wants the whole story, what got someone where they are and what they are trying to accomplish, and then she will dig through every avenue she can find. Difficult files do not bother her, and giving up while a solution might still exist does.

The question she hears most is what the best rate is. Her answer is that it depends on what you are trying to accomplish, because the lowest number is not always the best deal once you account for how long you intend to keep the loan and what the structure costs you overall. Once she understands the bigger picture she can lay the options side by side.

Gwen is a native Coloradan who grew up on a ranch, which is where the appreciation for hard work and treating people right comes from. She has been married to her husband for fifty years. They have one daughter and a Corgi who keeps them entertained. They have served as 4-H leaders, and these days they spend their time with friends, bowling and playing cards.

She wants borrowers to know she does not take anyone's business for granted. The goal is not just approval. It is earning the trust and staying alongside the client all the way to the closing table.

Check this officer before you call

Every mortgage loan originator in the United States carries their own NMLS number, and so does the company they work for. Both are public, and both are listed on this page. Looking someone up takes under a minute and it is the single best habit a borrower can have — with us, and with anyone else you are talking to.

Company: CME Lending Group LLC, doing business as The Mortgage Exchange, NMLS #1248883. In Indiana, The Mortgage Exchange, LLC. Verify the company at NMLS Consumer Access, or see our full licensing table.

For licensing information, go to www.nmlsconsumeraccess.org.

No rates, payments or quotes appear on this page, and that is deliberate. Anything you are told about a rate or a payment should come to you in writing on a Loan Estimate after you apply — not from a marketing page. If you want real numbers for your situation, that is exactly the conversation to have with the officer above.

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