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Michael Williams

About Michael

Michael has been originating since 2017. Before that he was a recruiter for a staffing agency, which is where he learned to read a situation and coach someone toward the outcome they want.

He works in Tennessee and Georgia, writing mostly FHA and conventional, and he is actively building his VA business.

The files he loves are the difficult ones, from first-time buyers to borrowers carrying credit issues or a high debt-to-income ratio. Coaching people to the finish line is the part of the job he took it for.

When someone asks what they can qualify for, he does not tell people no. He tells them not right now, and then he works with them for as long as it takes to get there. He would rather be someone's loan officer for life than close one file.

Michael is also a licensed life insurance broker. He does what he does because he cares about people reaching their goals, not because a file closes.

Check this officer before you call

Every mortgage loan originator in the United States carries their own NMLS number, and so does the company they work for. Both are public, and both are listed on this page. Looking someone up takes under a minute and it is the single best habit a borrower can have — with us, and with anyone else you are talking to.

Company: CME Lending Group LLC, doing business as The Mortgage Exchange, NMLS #1248883. In Indiana, The Mortgage Exchange, LLC. Verify the company at NMLS Consumer Access, or see our full licensing table.

For licensing information, go to www.nmlsconsumeraccess.org.

No rates, payments or quotes appear on this page, and that is deliberate. Anything you are told about a rate or a payment should come to you in writing on a Loan Estimate after you apply — not from a marketing page. If you want real numbers for your situation, that is exactly the conversation to have with the officer above.

Find out what you qualify for.

A licensed loan officer reviews what you send and tells you where you stand, in writing. No cost, and no obligation to go further.