NMLS2414277
VerifyNMLS Consumer Access
Company NMLS1248883
Direct216-825-1320
EmailKristina.morales@themortgageexchange.com
OfficeChesterton, IN
Licensed in
About Kristina
Kristina started in real estate in 2016 as a realtor and practiced in Texas, California and Ohio before moving into mortgage lending in 2023. She works all of Ohio with most of her business in Greater Cleveland, and does conventional, FHA, VA and DSCR loans. She speaks a little Spanish.
She is at her best with first time buyers, with senior citizens, and with investors. She also takes on borrowers whose credit scores are too low today, because she stays in touch and keeps being a resource while the credit comes up, rather than closing the file and moving on.
She holds a B.A. in Business Management and an MBA concentrated in banking and finance. What she likes most is the teaching part, getting a client fully prepared for the process and for owning the house once they have it.