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What can I actually afford?
Work out a realistic price range from your income and your existing debts, the way an underwriter would.
Estimated price range—
Housing budget per month—
Available for principal & interest—
Supported loan amount—
Plus your cash down—
Debt-to-income is the number that decides this — your total monthly obligations divided by your gross monthly income. Underwriters count car loans, student loans, credit card minimums and child support. They do not count utilities, groceries or phone bills. This estimate is not a pre-approval and not an offer of credit; a licensed loan officer produces the real number from your credit report and income documents.
Find out what you qualify for.
A licensed loan officer reviews what you send and tells you where you stand, in writing. No cost, and no obligation to go further.