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Bill McCracken

About Bill

Bill grew up in Tinley Park, Illinois and lives in Dyer, Indiana. He works in conventional, FHA, VA, USDA and DSCR loans.

The files he is best on are the ones that hit a roadblock somewhere: complicated income, credit that needs work, an underwriter asking for something nobody expected. He explains the costs at the start rather than at the end, tells you what is happening and why as it happens, and stays with the file through underwriting instead of handing it off. He does not give up on a difficult one.

Most of his first conversations are the same three questions. How much can I afford, how much do I need down, can I qualify at all. He will answer all three on the first call.

Check this officer before you call

Every mortgage loan originator in the United States carries their own NMLS number, and so does the company they work for. Both are public, and both are listed on this page. Looking someone up takes under a minute and it is the single best habit a borrower can have — with us, and with anyone else you are talking to.

Company: CME Lending Group LLC, doing business as The Mortgage Exchange, NMLS #1248883. In Indiana, The Mortgage Exchange, LLC. Verify the company at NMLS Consumer Access, or see our full licensing table.

For licensing information, go to www.nmlsconsumeraccess.org.

No rates, payments or quotes appear on this page, and that is deliberate. Anything you are told about a rate or a payment should come to you in writing on a Loan Estimate after you apply — not from a marketing page. If you want real numbers for your situation, that is exactly the conversation to have with the officer above.

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