Home / Calculators / Home equity
How much equity do I have?
What you have built up, and roughly how much of it you could access.
Your equity—
Total owed—
Current loan-to-value—
Maximum new loan at that LTV—
Potentially available to you—
Equity is not the same as cash you can take out. Lenders cap how much of your home’s value a loan can represent, which is why the figures above differ. The value you enter is your estimate; the number that counts is an appraisal. This is not an offer of credit — what you actually qualify for depends on credit approval and the loan type. More on using your equity.
Find out what you qualify for.
A licensed loan officer reviews what you send and tells you where you stand, in writing. No cost, and no obligation to go further.